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Directors & Officers

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  • How are premiums for D&O insurance determined?

    Premiums are based on several factors, including the size and type of business, the number of directors and officers, past claims history, and the industry in which the business ...

    View full FAQ articleView full FAQ article
  • Can D&O insurance cover past acts?

    Yes, many D&O policies include coverage for wrongful acts that occurred before the policy was in effect, provided that the claim is made during the policy period. ...

    View full FAQ articleView full FAQ article
  • What is the difference between D&O insurance and Professional Liability Insurance?

    D&O insurance covers wrongful acts by directors and officers in their managerial capacity, while Professional Liability Insurance covers errors and omissions in professional services provided by the business. ...

    View full FAQ articleView full FAQ article
  • Is D&O insurance necessary for small businesses?

    Yes, small businesses can benefit significantly from D&O insurance as it protects against claims that could otherwise financially devastate the company and its leaders.

    View full FAQ articleView full FAQ article
  • What does Directors & Officers Insurance not cover?

    D&O insurance does not cover bodily injury, property damage, or professional errors and omissions. For these types of risks, you would need General Liability Insurance or Professional Liability Insurance, ...

    View full FAQ articleView full FAQ article
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