Midwest Insurance
Home2026-02-09T16:20:10-06:00

Welcome to Midwest Insurance in Wichita Kansas.

Flexible Insurance from a team you can trust.

Insurance solutions for commercial trucking, fleets, businesses, and Kansas families.

Select a product to quote

100+ insurance options to fit your needs.

Insurance coverage in three simple steps.

No confusion, not time consuming.

With one phone call, save precious time and money. Representing over 100 Kansas insurance carriers, all competing for your business, Midwest Insurance gives the power back to you. We do the shopping for you, so you don’t have to. Get the convenience and excellent service of having one agency for everything.

We make commercial trucking insurance easy.

Our mission is simple. We help you get on the road, stay on the road, and grow your trucking business.

Products for your commercial trucking business.

You’ve got commercial truck experience. So do we.
Get started with your trucking insurance application.

Popular business insurance coverages.

Every business is unique, and so are the risks you face. At Midwest Insurance, we partner with companies across Kansas to build smarter insurance and risk management strategies. By combining innovative technology with decades of experience, we deliver more than coverage, we help you reduce risk, control costs, and adapt with confidence.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Builders Risk

Covers buildings and structures under construction, providing protection against damage from fire, theft, vandalism, and certain weather events. It includes coverage for materials, equipment, and supplies on-site, in transit, or stored off-site, ensuring your construction project is safeguarded until completion.

Employment Practices Liability

EPLI provides coverage for claims arising from employment-related issues such as wrongful termination, discrimination, harassment, and retaliation. It protects your business against legal costs and settlements, ensuring financial security in the face of allegations made by employees.

Business Interruption

Provides coverage for lost income and operating expenses if your business is temporarily unable to operate due to a covered event like fire, natural disaster, or other disruptions. It helps cover payroll, rent, and other ongoing expenses, ensuring your business can recover and maintain financial stability during the interruption.

Personal insurance options for individuals and families in Kansas.

Personal insurance coverage options.

Whatever life throws at you, we want you to be ready. Midwest Insurance helps individuals and families throughout Kansas, ensuring you have the coverage you need when you need it.

And more! Contact us if you don’t see exactly what you’re looking for.

About us.

The Midwest Insurance Team

With our insurance team located in Wichita, Kansas, Midwest Insurance works with truckers, businesses, and families all across the state of Kansas. We ensure you have the coverage you need for your specific situation.

All of our clients are unique and our experienced agents take the time to become familiar with their unique needs. Whether it’s commercial trucking, business insurance, hard to place risks, commercial property, restaurants, builders risk, or any other commercial insurance, Midwest Insurance can determine the perfect plan at an affordable price.

Finding the appropriate insurance on your own is no easy task, but our team is here to do the hard part for you. Rest assured that whichever plan you choose, your business is covered.

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Client Center.

View your policies and coverages, download documents, auto ID cards, request policy changes, and more using our state-of-the-art Client Center. Create your account, or login, to manage your policies in one convenient place.

Policy Changes

Report a Claim

Request Certificates

Download Documents

Questions About Insurance?

We’ve Got Answers.

Is my insurance rate impacted by my personal driving record?2026-01-08T09:26:05-06:00

Your commercial trucking insurance rate is impacted by your personal driving record if you are an owner-operator with a CDL. A professional driver’s license means that any accidents or violations on the road will also affect how much it costs to insure your company’s vehicles

Can I cancel my policy before it expires if I don’t want to renew?2026-01-08T09:26:05-06:00

Yes, a cancellation can be done at anytime before the renewal period. What happens if I paid in advance? If you paid your premium in advance and cancel before the end of term, then insurance companies will refund the remaining balance. If you decide you want to get insured again, you will have to purchase new coverage.

What happens in the event of a claim?2026-01-08T09:26:04-06:00

We would be happy to assist you with these questions. You can call us at 316-706-4017, or fill out the contact form and we’ll get back with you right away.  Additionally, you can visit our claim center page for more information.

I’ve been driving for 10+ years, why is my rate so high?2026-01-08T09:26:04-06:00

Even if you have been driving for years, opening your own business is a different ball game in insurance carriers eyes. Your CDL experience will impact your rate, but the time in business will also be a big factor, which means if you are a recently new business, your rates will be similar to other new businesses.

What’s the timeframe to get a quote and be covered?2026-01-08T09:26:04-06:00

It typically takes 24-48 hours to get a quote and be covered. Once you decide which plan is best for your trucking needs, we can help you through the application process.

What’s the difference between auto and general liability?2026-01-08T09:26:04-06:00

Commercial Auto Liability is focused exclusively on the risks of owning a truck, while general liability policies focus on protecting a company from risks that could impact the business in any manner. Commercial Auto liability typically covers property damage and bodily injury to drivers, passengers in your car, pedestrians, and others.

General liability protection covers bodily injury to anyone who could sue your company: customers and other guests (walking through the lobby), contractors, and vendors doing work for you.

How long does it take to get my filings issued?2026-01-08T09:26:03-06:00

Typically filings are done the same day or within 24 business hours.

How long will a claim affect my premium?2026-01-08T09:26:03-06:00

A claim will affect your premium differently based on the covered riders and the severity of loss. On average, 3 years.

What coverage do I need for my business?2026-01-08T09:26:03-06:00

Typically, a trucking company will be insured for these lines of coverage: Auto Liability, General Liability, Physical Damage, Motor Cargo Coverage, Comprehensive/Collision Insurance. Contact us at 316-706-4017 for more information about protecting your trucking firms assets.

What information do I need to provide to get a quote?2024-08-17T17:14:15-05:00

To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.

Don’t see your question? Contact us.

Midwest Insurance

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